UFCU Gives You Credit

Great Features, No Surprises

We don’t believe in hidden charges, surprise fees, or teaser rates. You can count on us to give you great rates, low fees, and fantastic rewards:

• One APR for purchases and cash advances
• Fee-free balance transfers
• No annual fees
• No over-the-limit fees
• Industry-low cash advance fees (1%), return check fees ($20), and late fees ($25 maximum)
• Cash advances for up to 25% of your credit limit
• Convenient account management within UFCU Online Banking
• Choice of designs to personalize your card
• Your choice of cards that offer great rewards and flexible points options to match your budget and lifestyle
• Instant-issue VISA^® credit card

Ready to apply? Open a UFCU checking account. (Members must have an active checking account or direct deposit to apply for a credit card.)

Fee-Free Balance Transfers

Get some relief from high interest rates on other credit cards. Transfer your balances to your UFCU credit card — fee-free.

Complete and submit an online balance transfer form, or visit any financial center to learn more.

Benefits

Find out what Visa Platinum cards have to offer:

• Purchase Security/Extended Protection (PDF)
• Travel and Emergency Assistance Services (PDF)
• Travel Accident Insurance (PDF)
• Auto Rental Collision Damage Waiver (PDF)
• Roadside Dispatch (PDF)

Digital Payment Solutions

Simplify the way you shop with your choice of secure digital payment solutions, including Apple Pay^TM, PayPal^TM, or VISA^®

Safe, Secure Spending

With 100% liability protection on any fraudulent activity, you can enjoy total peace of mind.

• Real-time decisions to approve your transactions
• Instant notification if a transaction is deemed risky
• Immediate block on card activity if you tell us a transaction isn’t yours

APR = Annual Percentage Rate

* And up, based on your credit and risk score