Great Features, No Surprises
At University Federal Credit Union, we don’t believe in hidden charges, surprise fees or teaser rates. You can count on us to give you great rates, low fees and, of course, second-to-none customer service.
- One APR for purchases and cash advances
- Free balance transfers
- No over-the-limit fees
- Industry-low cash advance fees (1%), return check fees ($20) and late fees ($25 maximum)
- Cash advance for up to 25% of your credit limit
- Convenient account management with UFCU online banking
- Choice of designs to personalize your card
Ready to apply? Open a UFCU checking account to qualify.
Free Transfers to Free Your Balances
Get some relief from high interest rates on other credit cards. Transfer your balances to your UFCU card—for free.
Safe, Secure Spending
With 100% liability protection on any fraudulent activity, you can enjoy total peace of mind.
- Real-time decisions to approve your transactions
- Instant notification if a transaction is deemed risky—and immediate block on card activity if you tell us the transaction isn’t yours
- Verified by VISA®
APR = Annual Percentage Rate
Features, terms and conditions apply to cards issued after January 1, 2014.
* Members must have an active checking account or direct deposit to apply for a credit card.
** And up, based on your credit and risk score